Auto Loans

If it seems like you need to be a world class negotiator these days to buy a new car, van or truck, you're not alone. That's why many smart new car buyers are turning to pre-approved financing. With a pre-approved auto loan, buying the new or used vehicle you want can be quick and easy. That's because we "pre-approve" you for the amount you need, before you visit the dealership. And there's absolutely no obligation to buy a vehicle or take the loan.

With a Northern Bank & Trust Company Auto Loan, dealers will view you as a cash customer and you'll be in a much better bargaining position. You'll have the ability to negotiate a better vehicle price.

To get started, use our convenient Automobile Affordability Calculator. You may be surprised to find out how much more car you can drive. You can also use our Automobile Loan Calculator to determine your appropriate payment.

Then when you're ready to apply for pre-approval, call us at 800-273-6908 or apply today with our Northern Bank & Trust Company Secure Loan Application. With a Northern Bank & Trust Company auto loan, you'll get reasonable rates and a flexible repayment plan. We'll also help you figure out what financing program is right for you.