Please note that all Northern Bank branches and the Contact Center will be closing early on Tuesday, December 24, at 2:00 PM EST for Christmas Eve. The cutoff time for wire transfers on December 24 will be 1:00 PM EST. We will also be closed on Wednesday, December 25, for Christmas. As always, mobile banking, online banking and our ATM network are available to you 24/7. Happy Holidays from Northern Bank!

Partner Site Disclaimer

By accessing the noted link you will be leaving our website and entering a partner site which is hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of our website. We encourage you to read and evaluate the privacy and security policies of the site which you are entering, which may be different than those of ours. 

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Health Savings Account

Don’t let your high deductible get you down.
Save up with an HSA.

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An easy, convenient way to save for healthcare expenses.

Reduce your tax bill and have the convenience of a debit card to make all of your healthcare purchases.
Features


Competitive interest rate.


No monthly service charge.

No minimum balance required to maintain account.

Benefits

Your contributions are not subject to Federal or state income tax1. Most states do not impose a state income tax.

The interest you earn on your HSA account is tax exempt.

Your withdrawals to pay for qualified medical expenses are tax free deductions. You also do not have the same “use it or lose it” rule as a Flexible Spending Account (FSA), so you can let your account grow and save for future medical expenses.

$25 minimum to open the account. $25 account closing fee. Please refer to the fee schedule for more information.

Account opening subject to approval.
1

Please consult a financial or tax advisor regarding your state specific rules.
Success Story

Professional service with a personal touch.

Maria Simili-Croteau
Maria Simili-Croteau
Vice President, Spectrum Industries

I was so impressed with the service I received from Northern Bank, I told my husband, who owns a different company, that he should set up an HSA too. I even told my insurance agent he should start referring Northern Bank to his customers, because Northern Bank made it so easy for us.

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Ready to take the next step? We’re here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams. 

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