A home is more than just a building, it's a beginning.

Whether you're looking to buy your first home, a new home or want to tap into the equity in your current home, we're here to help you get started.

The Northern Home Loans difference.

There's nothing like the feeling of owning your own home. At Northern Home Loans, we get that. That's why we do everything we can to make the process of financing or refinancing your home as simple and straightforward as possible. Our seasoned mortgage specialists are here to provide the personalized service you deserve with the creative mortgage solutions and fast, easy closing you need to be successful in today's challenging market.

Mortgage Type

The right financing solutions for all your homeownership goals.

Find your dream home.

Upsizing, downsizing, or just starting out? Wherever you are in life and whatever type of home mortgage you need, Northern Home Loans can help you find the right solution. We provide a variety of mortgage types to meet your unique goals.


Get started with our home financing calculators.

Explore mortgage options.


If you plan to stay in your new home for the long term or prefer the certainty of monthly payments that won't change during the life of the loan, a fixed rate mortgage may be the best option for you.

  • Constant interest rate for the life of the loan
  • Variable term options
  • Consistent payment amount makes budgeting easy for homeowners

If your priority is minimizing your monthly payment or you plan to move or refinance within five years, an ARM may be the best option for you.

  • Interest rate fluctuates over the course of the loan
  • Initial interest rate is set below the market rate on a comparable fixed rate loan
  • The rate rises (or possibly lowers) as time goes on

If you need a mortgage greater than $484,350, you may need to look at a Jumbo Loan. Jumbo mortgages are similar to regular fixed or adjustable rate mortgages, but may have:

  • Slightly different interest rates
  • Different requirements in terms of down payments
  • Different requirements in terms of qualifying credit scores

Thanks to Northern Home Loan's ability to hold mortgages in our portfolio, we can often be more flexible than many other lenders when parts of your application don't fit the standard industry criteria. Non-traditional situations we can consider include:

  • Non-Conforming Condominium Financing
  • Trust and LLC mortgages
  • Vacation and Seasonal Property mortgages

It takes a team.

Ready to take the next step? We’re here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams.