For students ages 14-23. Student ages 14-17 must open an account with a parent or legal guardian.

Service charge waived: with monthly direct deposit, 10 debit card purchase transactions that have posted to and cleared the account (ATM withdrawals not included) or if minimum daily balance is $2,500.00 and over.

A monthly service charge of $20.00 will be imposed if the combined daily balance of the deposit accounts for which you are a primary or secondary owner of falls below $10,000.00 any day of the statement period. In addition the monthly service charge of $20.00 can be waived if you are a business owner and have a business deposit relationship with us or if you have an active residential mortgage with us.

Northern Bank will not charge a transaction fee for using other Banks' ATMs. Northern Bank will also reimburse any surcharges imposed by those banks.

When a transaction is initiated at a non-Northern Bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network.

When a transaction is initiated at a non-Northern bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network. Up to 5 surcharges will be reimbursed at the end of the account's statement period.

Account opening subject to approval.