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Life Accounts: Checking

Accounts that work for you every day.

We keep it simple and personal.

Your checking account is your go-to for your everyday financial needs. That's why we keep it simple and provide the personal service you need to make managing your money hassle-free.

Checking Account Features

All of our Checking Accounts include:
No cash
deposit fees
MOBILE BANKING
MADE EASY
Online banking
& bill pay
Mobile-wallet ready,
chip-enabled, debit cards

Checking Account Options

Student Checking

Starter account for high school and college students 1

$0 monthly service charge

$10 minimum deposit to open the account

Up to 5 non-Northern ATM withdrawals with no transaction fee and surcharge reimbursement per statement period 6

First order of basic checks free

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FREE CHECKING

Simple, easy everyday checking

$0 monthly service charge

$10 minimum deposit to open the account

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PLUS CHECKING

Easy and convenient option that earns interest

$10 2 monthly service charge

$25 minimum deposit to open the account

Up to 5 non-Northern ATM withdrawals with no transaction fee per statement period 5

Competitive interest rates

First order of basic checks free

50% off annual rent of safety deposit box

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PREMIUM CHECKING

Everything you need with interest

$20 3 monthly service charge

$25 minimum deposit to open the account

Unlimited 4 non-Northern ATM withdrawals with no transaction fee and surcharge reimbursement per statement period

Competitive interest rates

Free basic checks for the life of the account

Free official checks and money orders for the life of the account

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1

For students ages 14-23. Student ages 14-17 must open an account with a parent or legal guardian.
2

Service charge waived: with monthly direct deposit, 10 debit card purchase transactions that have posted to and cleared the account (ATM withdrawals not included) or if minimum daily balance is $2,500.00 and over.
3

A monthly service charge of $20.00 will be imposed if the combined daily balance of the deposit accounts for which you are a primary or secondary owner of falls below $10,000.00 any day of the statement period. In addition the monthly service charge of $20.00 can be waived if you are a business owner and have a business deposit relationship with us or if you have an active residential mortgage with us.
4

Northern Bank will not charge a transaction fee for using other Banks' ATMs. Northern Bank will also reimburse any surcharges imposed by those banks.
5

When a transaction is initiated at a non-Northern Bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network.
6

When a transaction is initiated at a non-Northern bank ATM, a surcharge may be assessed by the owner or operator of the ATM, or by an automated transfer network. Up to 5 surcharges will be reimbursed at the end of the account's statement period.

Account opening subject to approval.

Ready to take the next step? We’re here to help!

Contact our Team to learn more about how Northern Bank can help you realize your goals and dreams. 

Contact Us